McKinsey: the AI-enabled risk function of the future

By McKinsey & Company · Mon, 9 Nov 2026 15:25:00 +0000.

The email is an alert from McKinsey's artificial intelligence subscription list. It is signed by Cristina Catania and Marie-Claude Nadeau, who are introduced as global leaders of McKinsey's Risk & Resilience practice. They describe the piece as their latest analysis of the sector and invite readers to contact them to discuss how these ideas could affect their organizations.

The main piece is titled "The AI-enabled risk function of the future." Its standfirst says AI is changing how banks manage risk. It adds that the next challenge is scaling AI capabilities through a redesigned risk operating model. The call-to-action button invites readers to explore "5 AI risk shifts." The email does not say what those five shifts are. The details are in the full article, which is not included in the body of the message.

The email also recommends two related reads under "Also Consider":

• "The future is agentic: AI's role in the end-to-end corporate credit process."

• "Banking on gen AI in the credit business: The route to value creation."

For industry context, the explicit mention of an "agentic" approach to corporate credit fits the trend of banks exploring AI agents across extensive business processes. However, the email provides no figures, case studies or concrete results. This summary sticks to what the message says: McKinsey's view is that scaling AI in risk requires redesigning the function's operating model.